Frequently Asked Questions

• Buyers: See the Buyers Quick Application Guide.
• Sellers: See the Sellers Quick Application Guide.
• Local Businesses/Developers: Complete the Local Business and Developer Interest Form (PDF), and email it to the Truckee Home Access Program.

After attending a THAP education workshop and submitting an approved program application and supporting documents, you will be issued a conditional approval letter that is valid for 9 months while you shop for a home. Within 3 days of executing a purchase contract, you must submit a property application to determine that the property is eligible for THAP. The Program Administrator will confirm eligibility in writing, and coordinate with you and your realtor, loan officer, and title company to collect required documentation.

Two most recent pay stubs for each job in the last 12 months; current profit and loss statements if self-employed or a business owner; tax returns and W-2s/1099s; current bank and asset statements; and a pre-qualification letter from a pre-approved lender.

For individuals, applications will be reviewed by the program administrator and loan committee. For developers and local businesses, applications will be reviewed by the program administrator and loan committee and must be approved by the Town Council.

Approved Buyers will be issued a conditional approval letter valid for 9 months. An additional 90-day extension may be granted.